The winter months always brings more than just cold weather, shorter days and winter storms with ice and snow. A property manager or landlord, snow and ice pose a hazard with the potential for costly liability. Depending on the circumstances of the lease/tenancy agreement, a property manager or landlord could possibly be held responsible for […]

Public liability insurance for market traders is not obligatory, but it is more and more accepted as being essential for any trader who comes into contact with members of the public. Employers liability insurance is actually a legal requirement. Cover for stock and equipment is highly necessary as theft or damage could seriously impede the […]

The number of self-employed people in the UK has increased hugely in recent years. With the latest available figures from the Office for National Statistics showing that the figure is a high of 15.2% of all employment (Employment in the UK: January 2020). A large proportion of them work from home all or at least […]